CD's/IRA's

With a small investment today you can reach the security and financial stability you want for the future. Heartland Bank offers an array of CD and IRA options to help you reach your short and long-term financial goals.

Have questions about CDs and IRAs? Try our handy financial calculators or visit our Resources page for more information.


Certificates of Deposit


Make Your Money Work for You

  • $1,000 minimum opening deposit
  • CD terms from 3 months – 36 months (a penalty will be imposed for early withdrawal of funds) 1
  • Add-to CD available
  • Interest compounded quarterly
  • Automatically renew at maturity
  • Free online banking
  • Free mobile banking
  • Free 24-hour telephone banking
OPEN AN ACCOUNT


Individual Retirement Accounts


Build a Nest Egg for your Future

  • $1,000 minimum opening deposit
  • Traditional and Roth IRAs
  • CD terms from 3 months – 36 months (a penalty will be imposed for early withdrawal of funds) 1
  • IRA Wildcard with variable rate available
  • Interest compounded quarterly
  • Automatically renew at maturity
  • Free online banking
  • Free mobile banking
  • Free 24-hour telephone banking
OPEN AN ACCOUNT


1 Certain transaction restrictions may apply on the account. Fees could reduce earnings on the account.

If you have any questions or concerns, please feel free to stop by any of our locations or contact us and we’ll be happy to assist you.