Disclosures

Children’s Online Privacy Protection Act
 

In compliance with the Children's Online Privacy Protection Act (COPPA), effective April 21, 2000, HEARTLAND Bank does not intentionally market our online products to children under the age of 13, or knowingly collect personal information from children under the age of 13. We do not solicit data from children and we do not knowingly market to children. We do not share such information with third parties. We recognize that protecting children's identities and privacy online is important and that the responsibility to do so rests with the online industry and the parents. You must be 18 years old to enter into a valid contract. For more information about COPPA, visit the Federal Trade Commission at www.ftc.gov


USA PATRIOT Act


Important Information About Opening A New Account


To help the government fight the funding of terrorism and money laundering activities, Federal law requires all financial institutions to obtain, verify, and record information that identifies each person who opens an account.


What this means for you:


When you open an account, we will ask for your name, address, date of birth, and other information that will allow us to identify you. We may also ask to see your driver’s license or other identifying documents.