News and Events

Important Information About Your Debit Card 

In order to protect Heartland Bank and our customers from debit card fraud, we periodically must restrict certain geographic areas or merchants that are experiencing high instances of fraud. 

If you are planning to travel outside of Arkansas, please be aware that we may periodically restrict signature based transactions in areas experiencing a high velocity of fraudulent transactions, but also know that you can still use your debit card at ANY merchant that is able to process a PIN based transaction. You should choose debit at the PIN pad or have the merchant run your card as a debit, and use your 4 digit PIN.

We apologize for any inconvenience this may cause our customers. If you have any questions or need more information, please contact us at (501) 663-3306 or email