At Heartland Bank, we understand the importance of making thoughtful, informed financial decisions. Therefore, we’ve compiled several financial education tips, tools, and other resources to help you in your decision making process.
Basics of Budgeting
Teen's Guide to Banking
Road to Financial Responsibility
FDIC Electronic Deposit Insurance Estimator
Sample Loan Estimate
The Loan Estimate makes it easier to shop around and compare loan offers from multiple lenders. Our interactive sample form will help you double check the details and get definitions for terms used on the Loan Estimate.
Sample Closing Disclosure
The Closing Disclosure helps you avoid costly surprises at the closing table. Use our interactive sample form to help you compare your Loan Estimate to the Closing Disclosure and make sure that you understand the reason for any differences.
Owning a Home
This suite of tools and resources guides you through the process of getting a mortgage. It will help you explore interest rates in your area, understand loan options, and prepare you for closing.
Your Home Loan Toolkit
This booklet takes you from budgeting to closing with worksheets, checklists, and conversation starters. You’ll get a copy when you apply for a home purchase mortgage, but you can also download a copy now.
Top Ten Things to Know about Reverse Mortgages
Adjustable Rate Mortgages (ARMs)
The gamification of financial education has transformed the way consumers learn and build financial skills. This suite of games, developed by Commonwealth, aims to improve financial knowledge, capability, and self confidence and ultimately help users build and manage wealth.
Learn to save for retirement while managing a vampire nightclub.
Learn to manage credit cards by managing a celebrity’s finances.
Learn to save and plan for financial emergencies while managing a farm.
Learn to budget while dancing your way to L.A.!
Learn to save and manage tax refunds during tax time by helping clients with their refunds.