Resources


At Heartland Bank, we understand the importance of making thoughtful, informed financial decisions. Therefore, we’ve compiled several financial education tips, tools, and other resources to help you in your decision making process.


Helpful Resources


Identity Theft

Click here 

Checkbook Balancing

Click here to download

Basics of Budgeting

Click here to download

Teen's Guide to Banking

Click here to download

Road to Financial Responsibility

Click here to download

ChipCards

Click here to download

FDIC Electronic Deposit Insurance Estimator

Click Here


Loan Resources


Sample Loan Estimate

The Loan Estimate makes it easier to shop around and compare loan offers from multiple lenders. Our interactive sample form will help you double check the details and get definitions for terms used on the Loan Estimate. 

Explore a sample Loan Estimate

Sample Closing Disclosure

The Closing Disclosure helps you avoid costly surprises at the closing table. Use our interactive sample form to help you compare your Loan Estimate to the Closing Disclosure and make sure that you understand the reason for any differences. 

Explore a sample Closing Disclosure 

Owning a Home

This suite of tools and resources guides you through the process of getting a mortgage. It will help you explore interest rates in your area, understand loan options, and prepare you for closing. 

Visit Owning a Home

Your Home Loan Toolkit

This booklet takes you from budgeting to closing with worksheets, checklists, and conversation starters. You’ll get a copy when you apply for a home purchase mortgage, but you can also download a copy now. 

Download the toolkit 

Su conjunto de herramientas para préstamos hipotecarios: guía paso a paso

Reverse Mortgages

Click here to download

Top Ten Things to Know about Reverse Mortgages

Click Here to download

Adjustable Rate Mortgages (ARMs)

Click here to download



Financial Games


The gamification of financial education has transformed the way consumers learn and build financial skills. This suite of games, developed by Commonwealth, aims to improve financial knowledge, capability, and self confidence and ultimately help users build and manage wealth.


Bite Club

Learn to save for retirement while managing a vampire nightclub.

Click here to play


Celebrity Calamity 

Learn to manage credit cards by managing a celebrity’s finances.

Click here to play


FarmBlitz

Learn to save and plan for financial emergencies while managing a farm.

Click here to play


Groove Nation

Learn to budget while dancing your way to L.A.! 

Click here to play


Refund Rush

Learn to save and manage tax refunds during tax time by helping clients with their refunds.

Click here to play


Useful Websites


www.usda.gov

www.federalreserve.gov

www.fdic.gov